[Kracka]

I don't get this "I fucked up but it's still everyone else's fault but my own" mentality that people live with.

I pay for car insurance.
I pay for home owner's insurance.
I have insurance on Janelle's jewelery.
I used to carry renter's insurance.
I pay my homeowner's association dues.

Life isn't hard, but protection does cost money, this is a fact of life.