Car loans and mortgages, question

[SLOW_V]

^ I have Wells as my second mortgage. They are the worst to deal with. I used to have auto payment them but they tend to take out the money prior to the due date even though it does not fall on a holiday or weekend. Their policy, they can and at will take money whenever they want. You got to be carefully with smaller banks, their fee schedules have gotten like tcf. I think credit unions are way to go...

Tudor, I think allot of dealers are shady.... Beef up all the apr when they know you really need a car. However, I do believe everyone once in their life is a sucker buying their first car being rape with fees and apr...