Need New DD...~15k

[Trogdor]

That means the optima is about 40:60, lease:residual. That's reasonable. Anything more than that and I'd recommend running! But again the further away from 50:50 you get the bigger gap you're going to see between 3 years of lease payments and 3 years of loan payments. Plus you have to factor in interest rates. Lease rates are always subsidized by the manufacturer. Say you can get 2.9% for 5 years from a bank on a new car. A lease rate would be more like 1.66% for 3 years on a new lease. But when you go to buy that car out you're now buying a 3 year old car on a loan. Meaning that the rate is no longer subsidized, and its a used car. This is why in most cases we don't recommend putting a huge chunk of money down on a lease to own, because your payments will change when you buy it.

So you said they quoted you around 300/m for 3 years on the EX. That will make your 3 year loan about 400 a month + interest which I didn't calculate becuase I have no idea what interest rates or your credit will be 3 years from now.

As I recall, we roughly calculated out a Kizashi SE with AWD to be about 335/m for 72 months.


Again, I don't recommend leasing a Suzuki, strictly because they're not offering subsidized lease rates due to the 0% financing.