200lbs Doe and bad luck

[Kevin 1G Drummer]

It's usually a little closer to 70%, depending on which insurance company you are using. Basically, they will tear it apart, look for anything they might have missed, and if it doesn't total, they'll order the parts and fix it. There isn't really much to the front end of those trucks, so unless the estimator had no idea what he was doing, I doubt they missed much.